Heat the olive oil in a large pot or Dutch oven over medium heat.
Add the carrots, onions, and garlic.
Cover and cook, stirring occasionally, until softened, about 5 minutes.
Stir in the ground cumin and cook for 30 seconds until fragrant.
Add the drained black beans and diced tomatoes to the pot.
Pour in the vegetable broth and add the minced chipotle chiles.
Season with salt and pepper to your preference.
Bring the soup to a simmer.
Reduce the heat to low, cover, and let it simmer gently for about 15 minutes to allow the flavors to meld together.
For a creamy texture, use an immersion blender to pulse the soup a few times directly in the pot until it reaches your desired consistency. Alternatively, carefully transfer 2-3 cups (720 ml) of soup to a regular blender, puree until smooth, and stir it back into the pot.
Taste the soup and adjust seasonings if necessary.
Serve hot, garnished with fresh cilantro or parsley.
Add a cup of frozen corn along with the vegetable broth for a pop of sweetness and texture.