Combine the shredded coconut, ginger, chile, cilantro, and ground cumin in the bowl of a food processor or a high-speed blender.
Pulse the mixture several times until everything is finely chopped and well combined. Scrape down the sides of the bowl with a spatula as needed.
Add the fresh lime juice and a generous pinch of salt. Pulse again until the chutney is nearly smooth but still retains a bit of texture. If the mixture is too thick to blend properly, add 1 tablespoon (15 ml / 0.5 fl oz) of water at a time until it reaches your desired consistency.
Taste and adjust the seasoning. You may want to add more salt for flavor, lime juice for brightness, or chile for heat.
Serve immediately at room temperature or chill before serving.
Don't be afraid to customize!
Add a handful of fresh mint leaves along with the cilantro for a cooling twist, or a tablespoon of roasted peanuts or cashews for extra richness and body.